5 Ways to Maximize Your Tax Refund

5 Ways to Maximize Your Tax Refund

If you're getting a tax refund this year, here are some tips to get the most out of it.

1. Pay down debt.

According to Bankrate.com, the average American family has over $15,000 in credit card debt. If you're in that boat, using yout tax refund to knock down a chunk of high-interest debt might be a smart strategy.

Paying down student loans, or paying off several small credit cards might also be a good idea. Some financial strategists believe that it is psychologically rewarding to completely pay off smaller accounts whenever you can, even if some other accounts might have higher interest rates.

2. Save for a rainy day.

If you have debt under control, make sure you have emergency funds set aside. Calculate how much money you need to cover expenses for one month - food, rent, utilities, gas, bills, etc. The typical advice is that you should have 6 to 9 times that amount in a savings account. Life is unpredictable, and you need to be prepared for unexpected surprises like car repairs, medical bills, etc.

3. Invest in yourself.

Are you prepared for retirement? Are you maxing out your 401k plan? If your employer offers a contribution match, you may want to start there because that's free money. You may also be able to deduct up to $18,000 of it on your taxes. If you don't have a 401k, you may want to consider opening a traditional or a Roth IRA.

You can also invest in yourself in less traditional ways. Some of our customers express interest in starting their own Greek stores. Check out our Greekpreneur program to see if it's a good fit for you (limited availability). 

If you already own a Greek store, bookstore, or a related business, take a look at our wholesale program and maybe offer some new products to your customers. 

4. Give back.

It always feels good to help others. You might consider tithing more to your church, or researching non-profit organizations. Which causes mean the most to you?

Every year, we donate a portion of sales from our Breast Cancer Awareness tees to Susan G. Komen, and to The Pink Frog Foundation.

We look forward to giving more this year, and in years to come.

5. Treat yourself.

If you have all of the above bases covered, it may be time to pamper yourself a bit. Maybe treat yourself to a nice vacation, or splurge on that custom line jacket you've been wanting for years. It just so happens we're having a Tax Refund sale right now, but it's so good it won't last forever. The clock is ticking...hurry! Shop all custom gear now..

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Know your history. Embrace your letters.


From left to right - Hosea Williams (Phi Beta Sigma), Jesse Jackson (Omega Psi Phi), Martin Luther King, Jr. (Alpha Phi Alpha), Ralph Abernathy (Kappa Alpha Psi) on the balcony of the Lorraine Motel - April 3, 1968.

Above: From left to right - Hosea Williams (Phi Beta Sigma), Jesse Jackson (Omega Psi Phi), Martin Luther King, Jr. (Alpha Phi Alpha), Ralph Abernathy (Kappa Alpha Psi).

All members of all fraternities and sororities should know and embrace the significance of this photo. It was taken at the Lorraine Hotel in Memphis, Tennessee, the day before Dr. King was assassinated in April 1968.

Greek life is more than just letters, colors, and parties... but often times, the general public does not understand this. The media tends to paint a negative picture of Greeks by focusing on stories of brutal hazing and binge drinking. To combat this negativity, wear your letters with pride and show people through your service that Greeks make a difference and bring about positive change in the world.

Today our nation celebrates the life of Rev. Dr. Martin Luther King, Jr. We must honor and keep his dream alive not just today, but every day.

Note: Several people have asked if they can buy a poster of the above photo. We have historically said "no" to this request, but due to the recent government shutdown, posters are available here for a limited time, and ALL of the profits are donated to The King Center in Atlanta.


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Spotlight Story - Falsely A-QUEsed Jackets

Ricardo and his line brothers came to us with this unique sketch, and we brought it to life. 



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Watch until the end to see Ricardo's reaction!

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Spotlight Story - Sandstorm Jacket

Gregory came to us with a concept of a pharaoh wearing a gas mask...



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Gregory gets attention whenever he wears his jacket!

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Spotlight Story - 33rd Degree Mason Jacket for a King

Dawson's wife came to us with a photo that she wanted embroidered on the back of his jacket for a gift...



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We love her genuine reaction when she first sees Dawson's finished jacket!

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Spotlight Story - Sitting On Top Of The World

Carla and her line sisters came to us with an idea for custom artwork on the back of their line jackets...



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Spotlight Story: This Insane Level of Detail Is Scary

The Zeta Pi brothers came to us with their unique artwork, because they knew only stuff4GREEKS could bring their Alpha line jackets to life in stitches...



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When people see these jackets in real life, we often hear the reaction: "...it just jumps off the jacket!"


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A real life horror story.

We wanted to share a scary story that happened in real life. 

A group of sorority sisters needed some line jackets, but for some reason they went with a local unlicensed company instead of coming to S4G first.

Look at the photos below that one of them sent us and you'll be shocked! Cheap stick-on lettering...orange letters (AKA's colors are pink and green, not orange)...and just sloppy work in general. Can you believe this!?


Sadly, this is not a hoax. This really happened.
 
Please understand that we are not trying to ridicule these young ladies. On the contrary, we feel sorry that this happened to them, so we are using this story to warn others.
 
If they would have come to S4G first, they would have been given a precise proof to show exactly how each jacket will look before we begin production, and they would have a lifetime guarantee on their embroidery.
 
Plus, our work is super clean and precise when compared to all other companies. Take a look. 

And last, but certainly not least, we are licensed vendors, which means everything we do is approved by and meets the standards of the sorority's national headquarters. We are Greek-owned, and we know the do's and don'ts of Greek paraphernalia.

To their credit, these young ladies wanted to bring their order to us after the fact, but it was too late because the other company already started on their jackets and wouldn't give their money back. What a nightmare! 

We hope it all works out for them. If not, we are here to help.
 
The lesson: Don't let this happen to you. Choose wisely the first time. Whether you need 1 or 1000 jackets, let the experts at S4G to handle your order with love and perfection.

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Shop Now, Pay Later - Split Your Payment Into Installments with No Interest


If your order is $99 or more, you'll see additional payment options at checkout. If approved, you'll be able to split your payment into equal installments over time.

Does it check your credit? Klarna and Sezzle do a “soft check” which doesn’t have an impact on your credit score. This information is used to help verify your identity, minimize fraud risk, and approve you to pay in installments.

PayPal Credit is another option. If approved, you may be able to pay over 6 months with no interest. However, PayPal Credit may require a full credit check to get you approved.

What are the payment terms? The approval process is handled on an individual basis by the third-party companies. They will show you your terms during the checkout process.

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How to Know If Your Business Idea Will MAKE MONEY: Can Your Hobby Become a REAL Enterprise One Day?

In a recent interview on the EO Forum Confidential podcast, I was asked: "When did you know you had a viable business idea? What was the light bulb moment for you?"

This excerpt explains the moment I realized that designing stuff for the Greeks on campus was no longer just a passion of mine, but an actual viable business.

Over the years, stuff4GREEKS® has grown to become one of the top providers of custom Greek paraphernalia in the world. We also now have two Zeus' Closet® retail store locations, and are offering franchises to help other passionate, creative entrepreneurs achieve their dreams.

For those who aren't yet ready to make the full investment into a brick-and-mortar location, we started a Greekpreneur program to help other aspiring Greek store owners get their e-commerce business off the ground.

But if you rewind the tape back to before all of this, I was just an artistic kid helping my frat and my friends for fun.

This 2-minute video shows a glimpse into the company's humble beginnings.



If you are interested in entrepreneurship, business growth tips, personal development, and inspiration, I invite you to subscribe to my YouTube channel.

Wishing you continued success,

Co-founder/CEO
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KelsTells - Custom Line Jacket Unboxing & Review | stuff4GREEKS by Zeus’ Closet

Check out our friend Kelsey's reaction when she first tries on her custom line jacket...



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We appreciate Kelsey's honest review of her custom Sigma Gamma Rho line jacket, and how our process works from start to finish. We love her genuine reaction when she first sees herself in the jacket :)

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When Should You Stop Wearing Greek Paraphernalia?

Our friend Corey recently posted this video about when you should stop wearing Greek Paraphernalia. Watch for the answer...



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"We got soooooo many compliments during homecoming"

"Just wanted to take the time to thank you again on behalf of our line. We got soooooo many compliments during homecoming and we felt so good in them. They are so perfect, and such great quality. I truly appreciate you helping bring my design to life. They were perfectly executed and fit us all so well. We also know a group of 40 women can be a lot, so we appreciate you handling the hiccups with each individual order."
Jordan, Forty Fusions

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Spotlight Story - "On Top of the World" Jacket

Josefa wanted to gift her daughter, Xi'an, with a jacket that would not only capture her essence, but also what it means to be a true Lady of Alpha Kappa Alpha Sorority, Inc. With her dream and our knack for detailed designs, we were able to put this AKA on top of the world. 


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Spotlight Story - "Yin Yang Twins" Jacket

Rebecca made our day when she came in to the store and bought not one, but two jackets! We got even more excited when she showed us her master plan for making two separate designs work as one.


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Spotlight Story - "The Lovely Dragons" Jacket

Alice was purchasing a jacket for her little sister, but had a hard time finding a vendor that would truly bring her vision to life. Luckily she found us, and we were able to turn out one of the most detailed jackets in S4G history. 


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Spotlight Story - "WondeRHOus" Jacket

Jasmine was named "The alTRUist" because of her giving and nurturing spirit. She came to us with a design in mind that would put her spirit on display.


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Spotlight Story - "Kat-Deuce-Strophic" Jacket

Nick Moses is no stranger to our store. He is constantly coming up with unique items and fresh ideas that keep us on our toes. This time, he set his heart on a jacket that would become one of our hottest designs ever.


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Spotlight Story - "Fight the Power" Jacket

As a member of Alpha Kappa Alpha Sorority, Inc. and a social justice warrior, Jazmyne always wants to display her passion for her community. She wanted to take a stand, and recruited us to make a jacket that would help her do so. 



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